The first of-its-kind platform digitizes the entire lending process—from application to disbursement—for everyone, including new-to-bank customers, to offer them unparalleled convenience with faster turnaround of loan applications, greater transparency of loan status and enriched experience.

The first of-its-kind platform digitizes the entire lending process—from application to disbursement—for everyone.

Tata Consultancy Services (TCS) and ICICI Bank announced the launch of ‘iLens’, a digital lending solution, powered by the TCS lending platform. 

The first of-its-kind platform digitizes the entire lending process—from application to disbursement—for everyone, including new-to-bank customers, to offer them unparalleled convenience with faster turnaround of loan applications, greater transparency of loan status and enriched experience.

‘iLens’ has started empowering customers, including new-to-bank individuals, to avail housing loans in a completely digital process with hassle-free on-boarding via paperless login, uploading documents,
receiving instant sanctions, appraising properties, and disbursement of loans.

ICICI Bank plans to offer other retail loans such as personal, auto and credit cards on this platform.

‘iLens’, which stands for ICICI Bank Lending Solutions, is powered by the TCS Lending Platform and is customized with ICICI Bank’s proprietary policies for loans, data-led algorithms and over 130 API integrations